Healthcare for Hardworking Floridians
Affordable On-Demand Healthcare in Florida | No Insurance Required
Quality medical care, virtual doctor visits, and $0 copay essentials designed for self-employed, freelance, and uninsured Florida workers.
Attention FL Residents! Health insurance costs are out-of-control if you don’t have insurance from you employer. Now there’s another option: Affordable healthcare for freelancers, self-employed business owners, and families that need access to medical professionals. Interested in zero copay urgent care Miami / Orlando or anywhere in the state?!
Access For Health gives you essential healthcare services 24/7 at $0 copay.
It sounds too good to be true – but it’s NOT
Access for health - Zero-Copay Services Breakdown
Our essential package
standard
- $0 copay, unlimited, nationwide 24/7 urgent care, primary care, and mental health counseling
- Vision - one pair of lenses and frames or contacts per member, per year
- Over 2,500 $0 copay acute prescriptions at over 70,000 pharmacies across US
$24.00/mo
Single
$33.00/mo
Single + 1
$42.00/mo
Family
Includes Everything in Standard as well as
Enriched
- Access For Health Lab services with Quest or LabCorp at over 4000 locations nationwide.
- Hospital Bill Negotiation and concierge cost savings advocates
- Over 500 $0 copay maintenance prescriptions for conditions such as blood pressure, cholesterol, diabetes, etc. at over 70,000 pharmacies across United States
$57.00/mo
Single
$69.00/mo
Single + 1
$85.00/mo
Family
Includes Everything in Enriched as well as
Premier
- 3 urgent care visits per year per family member at $0 copay ($200 benefit limit per visit)
- $0 copay on 140 most commonly prescribed mental health prescriptions for conditions such as ADHD, anxiety. depression, stress, etc.
$69.00/mo
Single
$80.00/mo
Single + 1
$95.00/mo
Family
Healthcare on-demand
Access For Health delivers fast, low-cost healthcare across Florida and the Southeast without the headache of traditional health insurance. Whether you are a 1099 contractor in Miami, a freelance worker in Orlando, or an uninsured hourly employee in Tampa, you can sign up in minutes to access zero-copay telehealth, prescription coverage, lab work, and urgent care.
Enrollment takes less than 2 minutes
No affiliation required – if your family needs medical protection, what are you waiting for? We have the healthcare services you need.
Access Medical services near Me
Telehealth & Virtual Primary Care
Medical help from real physicians and healthcare staff
Access For Health connects Florida residents directly to licensed primary care physicians and mental health specialists from home. Eliminate long-distance travel across rural Florida or long wait times in city clinics.
Cost: $0 Copay for virtual visits.
Services Included: Routine check-ups, chronic condition management, mental health consultations, and instant prescriptions or lab orders.
Availability: Accessible statewide via smartphone, tablet, or desktop
Lab Testing ($0 Out-of-Pocket)
Through our integration with Quest Diagnostics and Labcorp, members access outpatient lab testing across more than 4,000 nationwide locations—including hundreds throughout Florida.
Cost: $0 Deductibles, $0 Copays, and $0 Coinsurance on covered lab services.
How It Works: Request your Access For Health virtual physician to direct your lab orders to a Quest or Labcorp facility.
Results: View secure results anytime via the Quest or Labcorp patient portals.
$0 Copay Prescription Pharmacy Program
We partner with major pharmacy networks to cover the medical prescriptions Florida families rely on most.
Cost: $0 Copay on over 3,100 generic prescriptions (covering acute care, chronic conditions, and mental health).
Network: Access discounts at over 70,000 pharmacies nationwide, including major Florida chains like Publix, CVS, Walgreens, and Walmart.
Brand Discounts: Deep savings on specialty and brand-name medications.
Urgent Care Access
Avoid high ER bills for non-life-threatening illnesses and injuries. Our network includes over 7,000 urgent care centers nationwide, bringing local, walk-in care to virtually every Florida community.
Cost: $0 Copay urgent care visits at in-network facilities.
Benefits: Immediate, in-person care close to home while saving thousands compared to hospital ER rates.
Glasses & Eyewear Benefits (United Vision Plan)
Access For Health partners with the United Vision Plan (UVP) to deliver online vision savings and designer eyewear directly to your door. Browse thousands of styles, use virtual try-on technology, and order complete pairs of prescription glasses or contacts every 12 months with absolute peace of mind.
Cost & Frequency: Enjoy exclusive member benefits once every 12 months with a simple $25 materials copay.
Frames Allowance: Receive up to a $200 allowance on high-quality private-label frames or get 25% off top designer brands like Ray-Ban, Oakley, Tom Ford, Michael Kors, Persol, and Lacoste.
Prescription Lenses Included: Single-vision and bi-focal lenses (1.5 index) are fully covered. Upgrades like digital progressives, blue light filtering, and sunglasses tint are available at 50% off.
Contact Lens Savings: Take 25% off contact lenses (up to a $200 balance).
Hospital Concierge & Financial Advocacy (IRS 501r Assistance)
Under IRS Regulation 501(r), non-profit hospitals are legally required to offer free or discounted medical care based on income and household size. Access For Health acts as your personal advocate to ensure hospitals honor these obligations.
Instant Eligibility: Our advocacy tool evaluates your qualification for free or discounted hospital care within seconds.
Hospital Network: Covers over 5,000 non-profit hospitals nationwide.
Local Guidance: Dedicated concierge advocates help you locate additional low-cost medical options in your local Florida county.
Frequently Asked Questions
Can I see a doctor at their office?
Access For Health (AFH) was designed to provide unlimited virtual office visits at any time 24/7 in all 50 states. Members have access to urgent care centers for 3 visits per year at over 7000 facilities nationwide.
What is my cost for a virtual visit?
All AFH members have unlimited access to virtual physician office visits at $0 copay.
What is my cost for an urgent care Visit?
There is $0 copay for the urgent care visit. The benefit is limited to $200 per visit. Most visits cost less than $200.
What is my cost for prescriptions?
As a member of AFH your virtual provider can prescribe generic medications for acute and chronic conditions as well as mental health needs all at $0 copay.
What prescriptions are covered?
In the mobile app you can access the formulary list of more than 3100 prescriptions.
What is my copay for lab work?
When your virtual provider requests lab work from one of over 4000 Quest or LabCorp facilities nationwide, there is $0 copay for these services.
If I have had or will need hospital services how do I get these reduced?
Members can call Access For Health Hospital Concierge at 844-704-0109 and a care advocate will gather information and begin the negotiations on behalf of the member.
Can I get a reduced cost on other medical services not covered in the AFH program?
Yes. Access For Health Hospital Concierge will direct you to facilities near your location that will provide highest quality, most competitively priced services.
How do I access these services?
AFH provides a mobile app to all members upon enrollment where they can access all the services in our program.
Do I need internet service to access the app?
No. Cell service on a smart phone will enable you to access the app.
What is the enrollment period?
Members can enroll by the 20th of any month with coverage effective the 1st of the following month.
How can I pay for my membership?
Members can either provide a credit card or bank information. Monthly membership fee will be charged to card or drafted from checking account by the 20th of the month for coverage effective the 1st of the following month.
How many family members are covered in a family contract?
Up to 9 immediate family members are covered. Once a dependent reaches age 26 they need to purchase their own membership.
How does the vision plan work?
The vision plan provides 1 pair of lenses and frames or contacts annually at a $25 copay. You will need to get your eye exam from Walmart, Costco or another merchant. Once you have a prescription you will go online to review and try on frames. Your selection will be completed and shipped direct to your home.
