Healthcare for Hardworking American Truckers
Affordable On-Demand Healthcare Built for 1099 Workers in the U.S.A.
No W-2 health insurance? No problem. Get 24/7 virtual primary care, $0-copay prescriptions, urgent care access, and lab tests—all without complex employer plans.
As independent truckers and transportation professionals in the U.S., traditional health insurance premiums can take a BIG bite out of your monthly income. Access For Health gives self-employed Americans and small business owners a fast, budget-friendly alternative.
Enjoy guaranteed access to board-certified physicians, 3,100+ covered $0 generic prescriptions, and walk-in urgent care support from New York to Los Angeles and everywhere in between—without waiting for open enrollment or proving organizational affiliation.
Access For Health, the access you need. Sign up in 2 minutes or less!
It sounds too good to be true – but it’s NOT
Watch our 3 min. video to learn if Access For Health is right for you. It's easy to enroll in a plan today!
Access for health - Zero-Copay Services Breakdown
Our essential package
standard
- $0 copay, unlimited, nationwide 24/7 urgent care, primary care, and mental health counseling
- Vision - one pair of lenses and frames or contacts per member, per year
- Over 2,500 $0 copay acute prescriptions at over 70,000 pharmacies across US
$24.00/mo
Single
$33.00/mo
Single + 1
$42.00/mo
Family
Includes Everything in Standard as well as
Enriched
- Access For Health Lab services with Quest or LabCorp at over 4000 locations nationwide.
- Hospital Bill Negotiation and concierge cost savings advocates
- Over 500 $0 copay maintenance prescriptions for conditions such as blood pressure, cholesterol, diabetes, etc. at over 70,000 pharmacies across United States
$57.00/mo
Single
$69.00/mo
Single + 1
$85.00/mo
Family
Includes Everything in Enriched as well as
Premier
- 3 urgent care visits per year per family member at $0 copay ($200 benefit limit per visit)
- $0 copay on 140 most commonly prescribed mental health prescriptions for conditions such as ADHD, anxiety. depression, stress, etc.
$69.00/mo
Single
$80.00/mo
Single + 1
$95.00/mo
Family
Healthcare on-demand
Access For Health delivers fast, low-cost healthcare across all 50 states without the headache or expense of traditional health insurance. Whether you are a 1099 contractor in Austin, a freelance worker in Chicago, or an uninsured hourly employee in Atlanta, you can sign up in minutes to access zero-copay telehealth, prescription coverage, lab work, and urgent care anywhere in the country.
No affiliation required – if your family needs medical protection, what are you waiting for? We have the healthcare services you need.
Nationwide Access to Medical Services
Telehealth & Virtual Primary Care
Medical help from real physicians and healthcare staff
Access For Health connects US residents directly to licensed primary care physicians and mental health specialists from the comfort of home. Skip long clinic wait times and eliminate travel hassles anywhere in the country.
Cost: $0 Copay for virtual medical visits.
Services Included: Routine check-ups, chronic condition management, mental health consultations, and instant digital prescriptions or lab orders.
Nationwide Availability: 100% accessible in all 50 states via smartphone, tablet, or desktop.
Lab Testing ($0 Out-of-Pocket)
Through our nationwide integration with Quest Diagnostics and Labcorp, members access outpatient lab testing at more than 4,000 facilities coast-to-coast.
Cost: $0 Deductibles, $0 Copays, and $0 Coinsurance on covered lab services.
How It Works: Request your Access For Health virtual physician to send lab orders directly to your local Quest or Labcorp location.
Results: Securely access test results anytime, anywhere through the Quest or Labcorp patient portals.
$0 Copay Prescription Pharmacy Program
We partner with premier pharmacy benefit networks to cover the medications individuals and families rely on most.
Cost: $0 Copay on over 3,100 generic prescriptions (covering acute care, chronic condition management, and mental health).
National Network: Access benefits at over 70,000 pharmacies nationwide, including major chains like CVS, Walgreens, Walmart, Kroger, Rite Aid, and local independent pharmacies.
Brand Savings: Deep discounts on brand-name and specialty medications.
Nationwide Urgent Care Access
Avoid devastating ER bills for non-life-threatening injuries and illnesses. Our extensive network includes over 7,000 contracted urgent care centers across the United States, providing walk-in care to nearly every community.
Cost: $0 Copay urgent care visits at in-network facilities.
Benefits: Immediate, local walk-in care while saving thousands compared to standard emergency room costs.
Glasses & Eyewear Benefits (United Vision Plan)
Access For Health partners with the United Vision Plan (UVP) to deliver online vision savings and designer eyewear directly to your doorstep anywhere in the US. Browse thousands of styles, use virtual try-on technology, and order complete prescription glasses or contacts every 12 months.
Cost & Frequency: Enjoy member benefits once every 12 months with a $25 materials copay.
Frames Allowance: Get up to a $200 allowance on private-label frames or 25% off designer brands like Ray-Ban, Oakley, Tom Ford, and Michael Kors.
Prescription Lenses: Single-vision and bi-focal lenses are fully covered. Upgrades like blue-light filtering and sunglasses tints are 50% off.
Contact Lenses: Receive 25% off contact lens orders (up to a $200 balance).
Hospital Concierge & Financial Advocacy (IRS Regulation 501(r) Assistance)
Under IRS Regulation 501(r), non-profit hospitals across the United States are legally required to provide free or discounted medical care based on income and household size. Access For Health acts as your personal advocate to ensure these non-profit hospitals honor their obligations.
Instant Eligibility: Our automated evaluation tool determines your qualification for free or discounted hospital care within seconds.
National Coverage: Applies to over 5,000 non-profit hospitals across all 50 states.
Personalized Support: Dedicated advocates guide you through local, low-cost care alternatives in your specific city or county.
Frequently Asked Questions
Can I see a doctor at their office?
Access For Health (AFH) was designed to provide unlimited virtual office visits at any time 24/7 in all 50 states. Members have access to urgent care centers for 3 visits per year at over 7000 facilities nationwide.
What is my cost for a virtual visit?
All AFH members have unlimited access to virtual physician office visits at $0 copay.
What is my cost for an urgent care Visit?
There is $0 copay for the urgent care visit. The benefit is limited to $200 per visit. Most visits cost less than $200.
What is my cost for prescriptions?
As a member of AFH your virtual provider can prescribe generic medications for acute and chronic conditions as well as mental health needs all at $0 copay.
What prescriptions are covered?
In the mobile app you can access the formulary list of more than 3100 prescriptions.
What is my copay for lab work?
When your virtual provider requests lab work from one of over 4000 Quest or LabCorp facilities nationwide, there is $0 copay for these services.
If I have had or will need hospital services how do I get these reduced?
Members can call Access For Health Hospital Concierge at 844-704-0109 and a care advocate will gather information and begin the negotiations on behalf of the member.
Can I get a reduced cost on other medical services not covered in the AFH program?
Yes. Access For Health Hospital Concierge will direct you to facilities near your location that will provide highest quality, most competitively priced services.
How do I access these services?
AFH provides a mobile app to all members upon enrollment where they can access all the services in our program.
Do I need internet service to access the app?
No. Cell service on a smart phone will enable you to access the app.
What is the enrollment period?
Members can enroll by the 20th of any month with coverage effective the 1st of the following month.
How can I pay for my membership?
Members can either provide a credit card or bank information. Monthly membership fee will be charged to card or drafted from checking account by the 20th of the month for coverage effective the 1st of the following month.
How many family members are covered in a family contract?
Up to 9 immediate family members are covered. Once a dependent reaches age 26 they need to purchase their own membership.
How does the vision plan work?
The vision plan provides 1 pair of lenses and frames or contacts annually at a $25 copay. You will need to get your eye exam from Walmart, Costco or another merchant. Once you have a prescription you will go online to review and try on frames. Your selection will be completed and shipped direct to your home.
Healthcare for Hardworking Americans