Sign Up For Coverage
Healthcare for independent contractors who lack access to quality, affordable and essential healthcare services, including: Trucking, Real Estate, Independent Financial Advisors.
Healthcare on-demand
Built for Independent Contractors
Access For Health was developed to provide quality affordable healthcare services when and where they are most needed — taking healthcare from confusing to fast and easy.
Signing up is simple — just answer a few short questions and you’ll be ready to access affordable, on-demand healthcare.
ZERO-COPAY OFFERINGS
Telehealth
Access For Health connects rural patients with a wide network of providers who may not be available locally. Telehealth services include dedicated primary care physicians and mental health specialists. Patients access expert consultations without the need for long-distance travel. By eliminating the need to travel long distances, virtual care saves patients time and money.
Lab Testing
Access For Health’s Quest Diagnostics service gives members and eligible dependents access to outpatient lab testing through our mobile app. When Access For Health members use Quest Diagnostics to have their lab work processed, they pay no deductibles, no copays, and no coinsurance on covered laboratory services.*
- Request that virtual primary care physician send your lab work to one of 2,200 Quest Diagnostics lab facilities to ensure your labs are provided at $0 cost.
- Access your lab results anytime, anywhere through Quest Diagnostics’ portal.
Pharmacy
Access For Health has partnered with one of the nation’s largest prescription benefit managers to provide $0 Copay for 3,100 most commonly prescribed generic prescriptions. This includes acute, chronic care and mental health prescriptions, plus great discounts on all brand name and specialty medications at over 70,000 pharmacies nationwide.
Urgent Care
Access For Health believes that access to Urgent Care facilities is an important component of an essential healthcare program. Including Urgent Care visits at zero copay will help to reduce unnecessary emergency room visits avoid expensive emergency room costs while giving families peace of mind. With over 7,000 locations in our network we are local to most communities.
Hospital Bill Eraser
The Affordable Care Act of 2010 set forth IRS 501r, which requires non-profit hospitals to provide free and discounted care.
We ensure hospitals honor and fulfill their non-profit obligation to better serve their communities by making certain that those who qualify receive the free or discounted care they deserve. Within seconds, our world-class advocates identify the deepest discounted or free care based on your income and family size at over 5,000 hospitals. Our concierge desk advocates will also assist you to find local low cost options for other medical services.
Access for health
Our essential pacakge
standard
- $0 copay, unlimited, nationwide 24/7 urgent care, primary care, and mental health counseling
- Vision - one pair of lenses and frames or contacts per member, per year
- Over 2,500 $0 copay acute prescriptions at over 70,000 pharmacies across US
$19.95/mo
Single
$27.95/mo
Single + 1
$35.95/mo
Family
Includes Everything in Standard
Enriched
- Quest Diagnostics lab services at over 2000 locations nationwide
- Hospital Bill Negotiation and concierge cost savings advocates
- Over 500 $0 copay maintenance prescriptions for conditions such as blood pressure, cholesterol, diabetes, etc. at over 70,000 pharmacies across United States
$42.95/mo
Single
$52.95/mo
Single + 1
$65.95/mo
Family
Includes Everything in Enriched
Premiere
- 3 urgent care visits per year per family member at $0 copay ($200 benefit limit per visit)
- $0 copay on 140 most commonly prescribed mental health prescriptions for conditions such as ADHD, anxiety. depression, stress, etc.
$52.95/mo
Single
$62.95/mo
Single + 1
$79.95/mo
Family
FAQs
Can I see a doctor at their office?
Access For Health (AFH) was designed to provide virtual office visits in any location at any time in all 50 states.
What is my cost for a virtual visit?
There is $0 copay for the office visit. Members have access to these services by being a member of AFH.
What is my cost for prescriptions?
As a member of AFH, your virtual provider can prescribe generic medications for acute and chronic conditions as well as mental health needs all — at $0 copay.
What prescriptions are covered?
In the app there is a formulary list of more than 3,100 prescriptions.
What is my copay for lab work?
When your virtual provider requests lab work from one of over 2,200 Quest Diagnostics facilities nationally, there is $0 copay for these services.
If I have had or will need hospital services, how do I get these discounted?
Members can call Care Guide at 800-111-1111and a care advocate will gather information and begin the negotiation process.
Can I get a discount on other medical services not covered in the AFH program?
Yes. Care Guide will direct you to facilities near your location that will provide services at the most competitive price with high grades for quality care.
How do I access these services?
AFH provides a mobile app to all members upon enrollment where they can access all the services in our program.
Do I need internet service to access the app?
No. Cell service on a smart phone will enable you to access the app.
What is the enrollment period?
Members can enroll by the 20th of any month with coverage effective the 1st of the following month.
How can I pay for my membership?
Members can either provide a credit card or bank information. A monthly membership fee will be charged to card or drafted from checking account by the 20th of the month for coverage effective the 1st of the following month.
How many family members are covered in a family contract?
Up to 9 immediate family members are covered. Once a dependent reaches age 26, they will need to purchase their own membership.
